1 thought on “Liaoning Anshan Bank’s 3 -year deposits 50,000 interest rates”
Robyn
Taking 3.8%as an example, the interest after three years of storage of 50,000 yuan was 50000*3.8%*3 = 5700, and the principal and interest in the total of 5,700 yuan after three years. Generally speaking, the interest rates of the Rural Commercial Bank are lower than the interest rates of large state -owned banks. Because the scale of the Rural Commercial Bank is smaller and the outlets are scattered, their ability to absorb storage is relatively weak. When deposits are carried out when the agricultural commercial bank is high, the interest rate will be higher, and more interest will be obtained. Me calculation formula for interest: principal × annual interest rate (percentage) × If the interest tax is collected again × (1-5%) principal and interest combined = principal interest calculation formula for interest calculation is: interest should be paid = The principal × interest rate × time should be calculated to 2 digits after the decimal point. The number of interesting days is calculated according to the actual number of days. PS: It is not necessarily the annual interest rate, or the daily interest rate and monthly interest rate. Expanded information: The banks that can be deposited now are basically divided into state -owned banks, joint -stock commercial banks, urban commercial banks, rural commercial banks, village banks, private banks, and Internet banks. The good and bad of a bank deposit should be examined from the aspects of bank security, income, liquidity, and service quality. It can be said that no bank can be comprehensive and both. 1. State -owned banks have the highest security. State -owned banks currently include six companies in Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, China Construction Bank, Bank of Communications, and China Postal Savings Bank. As a state -owned enterprise, the assets of the six banks are owned by the state, and they will not casually appear risks. It is always higher than the security factor of local banks. This is an indisputable fact. 2. Private banks have the highest benefits. The development of private banks is very short. After the appearance of in the past three or five years, customers are watching the attitude and dare not save huge sums of money. However, the deposit interest rate of private banks is indeed the upper level in the bank. For example, the Blue Ocean Bank has a regular five -year interest rate of 5.5%at the beginning of the opening. It is still 5.4%now. State -owned banks have a regular five -year interest rate of up to 3.3%, and interest of 10,000 yuan a year less than 210 yuan. 3, Internet financial institutions are the most liquidity. Since the deposit of online banks is invisible to the operator, it is easy to make people feel unsafe, but the liquidity of Internet financial products is particularly strong, and many deposit products are calculated by the day by day. For example, the product of Jingdong Financial Platform is 5.1%of the annual interest rate, and the interest rate is still 3.8%in advance. Such a liquidity does not lose money. Except for security, the customers have concerns. Perfect. 4, the service quality of joint -stock commercial banks is the best. The service quality of 12 large -scale joint -stock commercial banks is indeed active, enthusiastic, and thoughtful. Whenever a outlet is when you go in, you feel that it is different from other banks. The five -voice service of answering, apologies, helping, and giving away “make customers feel like a sense of belonging to home. According to the deposit insurance system within 500,000, risk loss can be compensated in full according to the deposit insurance system. safer.
Taking 3.8%as an example, the interest after three years of storage of 50,000 yuan was 50000*3.8%*3 = 5700, and the principal and interest in the total of 5,700 yuan after three years. Generally speaking, the interest rates of the Rural Commercial Bank are lower than the interest rates of large state -owned banks. Because the scale of the Rural Commercial Bank is smaller and the outlets are scattered, their ability to absorb storage is relatively weak. When deposits are carried out when the agricultural commercial bank is high, the interest rate will be higher, and more interest will be obtained.
Me calculation formula for interest: principal × annual interest rate (percentage) × If the interest tax is collected again × (1-5%) principal and interest combined = principal interest calculation formula for interest calculation is: interest should be paid = The principal × interest rate × time should be calculated to 2 digits after the decimal point. The number of interesting days is calculated according to the actual number of days. PS: It is not necessarily the annual interest rate, or the daily interest rate and monthly interest rate. Expanded information: The banks that can be deposited now are basically divided into state -owned banks, joint -stock commercial banks, urban commercial banks, rural commercial banks, village banks, private banks, and Internet banks. The good and bad of a bank deposit should be examined from the aspects of bank security, income, liquidity, and service quality. It can be said that no bank can be comprehensive and both.
1. State -owned banks have the highest security. State -owned banks currently include six companies in Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, China Construction Bank, Bank of Communications, and China Postal Savings Bank. As a state -owned enterprise, the assets of the six banks are owned by the state, and they will not casually appear risks. It is always higher than the security factor of local banks. This is an indisputable fact.
2. Private banks have the highest benefits. The development of private banks is very short. After the appearance of in the past three or five years, customers are watching the attitude and dare not save huge sums of money. However, the deposit interest rate of private banks is indeed the upper level in the bank. For example, the Blue Ocean Bank has a regular five -year interest rate of 5.5%at the beginning of the opening. It is still 5.4%now. State -owned banks have a regular five -year interest rate of up to 3.3%, and interest of 10,000 yuan a year less than 210 yuan.
3, Internet financial institutions are the most liquidity. Since the deposit of online banks is invisible to the operator, it is easy to make people feel unsafe, but the liquidity of Internet financial products is particularly strong, and many deposit products are calculated by the day by day. For example, the product of Jingdong Financial Platform is 5.1%of the annual interest rate, and the interest rate is still 3.8%in advance. Such a liquidity does not lose money. Except for security, the customers have concerns. Perfect.
4, the service quality of joint -stock commercial banks is the best. The service quality of 12 large -scale joint -stock commercial banks is indeed active, enthusiastic, and thoughtful. Whenever a outlet is when you go in, you feel that it is different from other banks. The five -voice service of answering, apologies, helping, and giving away “make customers feel like a sense of belonging to home. According to the deposit insurance system within 500,000, risk loss can be compensated in full according to the deposit insurance system. safer.